Cape Investment Advisory, Inc.

Registered investment adviser · Mcdonough, GA · CRD #146384

Form ADV data as of 2026-09-01

Regulatory assets

$473.7 million

Total accounts

1,660

Employees

Disclosure events

Firm details

Website: https://www.glacierwealthmanagement.com/
Telephone: 678-583-1120
SEC file number: 801-71349
Most recent Form ADV filing: 2026-07-10
SEC record: View this firm on the SEC's IAPD site

Disciplinary disclosures

This firm reports 10 disclosure questions answered Yes, covering 14 reported events. Form ADV Item 11 covers charges and pending proceedings as well as findings, so a Yes answer is not itself a finding of wrongdoing. The underlying detail is filed with the SEC.

Charged with a felony (past 10 years)
Another regulator found a false statement, omission, or dishonest, unfair, or unethical conduct
Another regulator found a violation of investment-related regulations or statutes
Another regulator found the firm caused a business to lose or have its authorization restricted
Another regulator entered an order in connection with investment-related activity (past 10 years)
Another regulator denied, suspended, or revoked a registration or restricted activity
A self-regulatory organization found a violation of its rules
A self-regulatory organization expelled, suspended, barred, or restricted the firm
A court enjoined the firm in connection with investment-related activity (past 10 years)
A court found involvement in a violation of investment-related statutes or regulations

Assets and accounts

Provides continuous and regular supervisory or management services	Yes
Discretionary regulatory assets under management	$466.2 million
Non-discretionary regulatory assets under management	$7.6 million
Total regulatory assets under management	$473.7 million
Discretionary accounts	1,650
Non-discretionary accounts	10
Total accounts	1,660
Regulatory assets under management attributable to non-U.S. persons	$0

People

Total employees (excluding clerical)	34
Employees performing investment advisory functions (including research)	28
Employees who are registered representatives of a broker-dealer	34
Employees registered as investment adviser representatives with a state	34
Employees registered as IARs for another investment adviser	34
Employees who are licensed insurance agents	12
Firms or persons who solicit advisory clients on the firm's behalf	1

Custody

Has custody of client cash or bank accounts	No
Has custody of client securities	No
A related person has custody of client cash or bank accounts	No
A related person has custody of client securities	No
The firm acts as a qualified custodian	No
A related person acts as a qualified custodian	No

How the firm is compensated

A percentage of assets under management

Advisory services offered

Financial planning servicesPortfolio management for individuals and/or small businessesPension consulting servicesSelection of other advisers (including private fund managers)Educational seminars/workshops

Affiliated related persons

Broker-dealer, municipal securities dealer, or government securities broker or dealerOther investment adviser (including financial planners)Insurance company or agency

Reported conflicts of interest

Form ADV Items 8 asks advisers to disclose arrangements that may create a conflict with client interests. This firm answered Yes to:

Buys or sells for itself securities it also recommends to clients
Recommends brokers or dealers to clients
Brokers or dealers recommended under 8.E. are related persons
Compensates a non-employee for client referrals
Receives compensation from others for client referrals

Client types

Type of client	Clients	Assets
Individuals (other than high net worth individuals)	895	$180.2 million
High net worth individuals	107	$277.5 million
Pension and profit sharing plans (not the participants or government plans)	0	$5.0 million
Corporations or other businesses not listed above	11	$11.0 million