Silver Oak Securities, Inc.

Registered investment adviser · Jackson, TN · CRD #46947

Form ADV data as of 2026-09-01

Regulatory assets

$2.45 billion

Total accounts

15,093

Employees

103

Disclosure events

Firm details

Website: https://silveroaksecurities.com/
Telephone: 731-668-3825
SEC file number: 801-71178
Most recent Form ADV filing: 2026-07-21
SEC record: View this firm on the SEC's IAPD site

Disciplinary disclosures

This firm reports 4 disclosure questions answered Yes, covering 7 reported events. Form ADV Item 11 covers charges and pending proceedings as well as findings, so a Yes answer is not itself a finding of wrongdoing. The underlying detail is filed with the SEC.

Another regulator found a violation of investment-related regulations or statutes
Another regulator entered an order in connection with investment-related activity (past 10 years)
Another regulator denied, suspended, or revoked a registration or restricted activity
A self-regulatory organization found a violation of its rules

Assets and accounts

Provides continuous and regular supervisory or management services	Yes
Discretionary regulatory assets under management	$2.40 billion
Non-discretionary regulatory assets under management	$44.5 million
Total regulatory assets under management	$2.45 billion
Discretionary accounts	15,006
Non-discretionary accounts	87
Total accounts	15,093
Regulatory assets under management attributable to non-U.S. persons	$1.9 million

People

Total employees (excluding clerical)	103
Employees performing investment advisory functions (including research)	103
Employees who are registered representatives of a broker-dealer	95
Employees registered as investment adviser representatives with a state	103
Employees registered as IARs for another investment adviser	8
Employees who are licensed insurance agents	89
Firms or persons who solicit advisory clients on the firm's behalf	2

Custody

Has custody of client cash or bank accounts	No
Has custody of client securities	No
A related person has custody of client cash or bank accounts	No
A related person has custody of client securities	No
The firm acts as a qualified custodian	No
A related person acts as a qualified custodian	No

How the firm is compensated

A percentage of assets under managementHourly chargesFixed fees (other than subscription fees)

Advisory services offered

Financial planning servicesPortfolio management for individuals and/or small businessesPortfolio management for businesses or institutional clientsPension consulting servicesSelection of other advisers (including private fund managers)

Other business activities

Broker-dealer (registered or unregistered)

Affiliated related persons

Broker-dealer, municipal securities dealer, or government securities broker or dealerInsurance company or agency

Reported conflicts of interest

Form ADV Items 8 asks advisers to disclose arrangements that may create a conflict with client interests. This firm answered Yes to:

Buys or sells for itself securities it also recommends to clients
Recommends brokers or dealers to clients
Receives soft dollar benefits
Compensates a non-employee for client referrals

Client types

Type of client	Clients	Assets
Individuals (other than high net worth individuals)	8,183	$1.45 billion
High net worth individuals	448	$954.5 million
Charitable organizations	23	$3.4 million
Corporations or other businesses not listed above	92	$37.2 million