St. Bernard Financial Services, Inc.

Registered investment adviser · Russellville, AR · CRD #36956

Form ADV data as of 2026-09-01

Regulatory assets

$136.2 million

Total accounts

798

Employees

117

Disclosure events

Firm details

Website: http://www.turnerfinancial.net
Telephone: 479-967-1200
SEC file number: 801-113763
Most recent Form ADV filing: 2026-05-05
SEC record: View this firm on the SEC's IAPD site

Disciplinary disclosures

This firm reports 6 disclosure questions answered Yes, covering 20 reported events. Form ADV Item 11 covers charges and pending proceedings as well as findings, so a Yes answer is not itself a finding of wrongdoing. The underlying detail is filed with the SEC.

Another regulator found a false statement, omission, or dishonest, unfair, or unethical conduct
Another regulator found a violation of investment-related regulations or statutes
Another regulator found the firm caused a business to lose or have its authorization restricted
Another regulator entered an order in connection with investment-related activity (past 10 years)
Another regulator denied, suspended, or revoked a registration or restricted activity
A self-regulatory organization found a violation of its rules

Assets and accounts

Provides continuous and regular supervisory or management services	Yes
Discretionary regulatory assets under management	$0
Non-discretionary regulatory assets under management	$136.2 million
Total regulatory assets under management	$136.2 million
Discretionary accounts	0
Non-discretionary accounts	798
Total accounts	798
Regulatory assets under management attributable to non-U.S. persons	$0

People

Total employees (excluding clerical)	117
Employees performing investment advisory functions (including research)	30
Employees who are registered representatives of a broker-dealer	113
Employees registered as investment adviser representatives with a state	30
Employees registered as IARs for another investment adviser	6
Employees who are licensed insurance agents	76
Firms or persons who solicit advisory clients on the firm's behalf	0

Custody

Has custody of client cash or bank accounts	No
Has custody of client securities	No
A related person has custody of client cash or bank accounts	No
A related person has custody of client securities	No
The firm acts as a qualified custodian	No
A related person acts as a qualified custodian	No

How the firm is compensated

A percentage of assets under managementHourly charges

Advisory services offered

Portfolio management for individuals and/or small businessesPortfolio management for businesses or institutional clientsEducational seminars/workshops

Other business activities

Broker-dealer (registered or unregistered)Registered representative of a broker-dealerInsurance broker or agent

Affiliated related persons

Broker-dealer, municipal securities dealer, or government securities broker or dealerOther investment adviser (including financial planners)Accountant or accounting firmInsurance company or agency

Reported conflicts of interest

Form ADV Items 8 asks advisers to disclose arrangements that may create a conflict with client interests. This firm answered Yes to:

Buys or sells for itself securities it also recommends to clients
Recommends brokers or dealers to clients
Brokers or dealers recommended under 8.E. are related persons

Client types

Type of client	Clients	Assets
Individuals (other than high net worth individuals)	786	$100.8 million
High net worth individuals	12	$35.5 million